Driving without insurance in Missouri can land you in very big trouble. In this blog, we shall have an insight into the different penalties for driving without insurance. Apart from that, we shall also talk about the requirements of car insurance in the state.
Take professional help if you have been charged with a hefty traffic fine and reduce the penalty.
According to the MOR, any driver who is convicted of failing to show the proof of insurance will be subjected to the following actions:
The offender could be ordered to pay a fee according to the below-mentioned schedule:
However, these penalties may seem nothing if you compare to the hit you could take if you are involved in road rash, and you do not have car insurance.
The state requires the drivers and vehicle owners to have two types of car insurance coverage: liability coverage and uninsured motorist coverage.
The liability coverage pays the property bills, medical bills, and other major costs of a driver, pedestrian, and passengers who are injured or have damaged their vehicle in an accident up to the coverage limits.
An uninsured motorist can protect you and the passengers if the driver at fault has no insurance. It also protects if you are a victim of a hit and run case. The state requires UM coverage of $25,000 in bodily injury per person and $50,000 in bodily injury per accident.
The state of Missouri follows a “fault” system when it comes to financial responsibility for losses incurring from an accident: lost income, injury, and vehicle damage. It means that a person who is at fault for causing an accident is also responsible for a resulting harm.
A person who suffers any kind of damage or injury due to an accident can proceed in the following ways:
Facing penalties in Missouri due to negligence or by not abiding the rules can be avoided. Being vigilant while you drive can help you avoid various mishaps and save your life as well as others’. Apart from that, you can prevent paying a traffic fine by taking all the required measures while you are behind the wheel by being a responsible driver.